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Welcome to the high-rolling world of Monopoly Go, where Bank Heists and Shutdowns can turn your dice into cash machines! From 6 March 2025, this guide - based on insights from GameRant - lays out the mechanics and strategies to boost your payouts from these rail-triggered mini-games. No fluff, just objective, actionable tips to help you stack the Monopoly money and climb the tycoon ladder. Let's get into the details!

Why bank robberies and closures are important

Your cash cows

In Monopoly Go, landing on Railway tiles starts one of two mini-games: Bank Heists or Shutdowns. These aren't just fun diversions - they're your chance to make big cash hauls to fund landmarks and crush opponents. Bank Heists allow you to raid vaults for loot, while Shutdowns allow you to demolish rival buildings for profit. The bigger the payout, the faster you grow - so let's get those profits rolling!

How they work

The basics

Bank Heist: Tap 12 vault doors to match three symbols - Silver Coins (small win), Cash Stacks (big win), or Diamond Rings (bankruptcy level haul). Payouts are based on your target's bank and your dice multiplier.Shutdown: Targeting an opponent's landmark - successful (no shield) for full cash, blocked (shielded) for half. Payouts are based on the building's value and your multiplier.Trigger: Both start randomly on the railway tiles - a roll of the dice decides your fate.

The multiplier effect

Your dice multiplier (x1, x5, x10, etc.) directly increases the base payout. For example, a 10x multiplier on a $100 Shutdown base = $1,000. Higher risk, higher reward, but more dice rolled.

Net Worth Factor

Your total Net Worth (top left corner) sets the base line - higher Net Worth means higher base payouts for both minigames before multipliers kick in.

How to increase payouts

Strategies that pay off

Increase the multiplier

Before rolling, set a high multiplier (x10-x100) when you're near a railway (6-8 spaces works with the 6-7-8 method).Why: A 10x boost will turn a modest $50 robbery into a $500 stack of dice via free links or events.

Boost your net worth

Upgrade landmarks (5 per board, 6 levels each) - each upgrade increases your net worth, boosting your base payouts.How: Spend cash in the Build menu - higher boards cost more, but pay off with bigger heist/shutdown winnings.

Time with events

Roll during Mega Heist (45-60 minutes daily) - Gold bars increase heist payouts by 2x-5x.During High Roller events (e.g. 18:00 ET), multipliers can reach x1000 - perfect for massive cash grabs.

Target wisely

Shutdowns: Pick targets with smoked out landmarks (low shields) for higher odds and full payouts.Heists: Random targets, but active players with big banks (see leaderboard) mean bigger loot potential.

Stockpile dice

Use daily freebies (shop gift, 25-30 every 8 hours) and social connections (25-50 rolls) to afford high-multiplier games without depleting your stock.

Efficiency Tips

Objective Playbook

Balance Risk: High multipliers (x50+) eat dice fast - aim for a 1:1 return (i.e. 50 dice spent = 50+ dice earned) or better.Upgrade First: Sink cash into landmarks before heist/shutdown - increases net worth and keeps your bank low to avoid enemy heists.Event overlap: Pair with Cash Boost (doubles all cash) or Frame Game tournaments - Railroad hits stack points and payouts.Stay Active: Online status protects your bankroll - log in often to avoid big losses.

Why it pays

Cash fuels the empire

Bank Heists and Shutdowns are your cash engines - bigger payouts mean faster board completions (215 in total!) and a fatter net worth. Dice are the spark, but strategy lights the fire. Master these mini-games and you'll roll over the competition without breaking a sweat.

Thank you for reading

With multipliers, net worth boosts and event timing, you'll be able to maximise the payouts from Bank Heist and Shutdown in Monopoly Go. Roll smart, build fast and watch your cash pile soar - good luck, tycoons!

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